Step-by-Step Guide for Dealing with Unfair and Illegal Debt Collection Tactics

About the Book

Did you know the Fair Debt Collection Practices Act (FDCPA) offers protection from debt collectors who use illegal and unethical collection tactics? Not knowing about or understanding the FDCPA leaves you at the mercy of unethical debt collectors who use illegal tactics to intimidate and bully you into paying expired and invalid debts, and even worse, debts you cannot afford to pay because of a job loss, divorce, medical emergency, or death in the family. Shouldn't you know at least as much about your rights as the collector who is harassing you knows? This book offers sixteen information-packed chapters describing how to Control the Ball when collectors try to bully you into paying! Learn what to do about abusive collection calls, unethical third-party contacts, and illegal threats. Learn how to avoid resetting the statute of limitations (SoL) on expired debts, how to use the SoL defense in court, and how to beat collection lawsuits. The book also includes sample letters and scripts for handling collection calls. Learn the truth about twenty debt and credit myths. Learn how to stop unfair, unethical, and illegal debt collection harassment today! Handle collection calls with confidence! Regain your self-esteem…you really can Fight Back!

About the Author

Since 1998, Rich has been helping consumers deal with debt and credit issues through his free web sites. His first site, Fair Debt Collection, gained the attention of newspaper and magazine reporters around the country. In 2006, Debra Ferenc, author of Understanding Hospital Billing and Coding quoted the site and most notably, in January 2002 William Holstein featured Rich's site in the New York Times. Since that article, reporters have interviewed and/or mentioned Rich and his web sites in newspapers and magazines from Florida to Illinois.